First aid is critical to reducing loss costs
 March 26, 2013

Safety involves both pre-loss and post-loss practices. Safety programs mainly focus on loss prevention, but attention to loss reduction is also a critical component of an effective safety program. Granted, most loss reduction techniques are part of the claims handling process, such as the use of nurse case managers to oversee the injured workers‟ medical treatment and recovery process. Return-to-work programs can effectively reduce disability costs and the indirect loss costs associated with work related injuries. Utilizing these resources can reduce the loss costs, but do not make the injury sustained by your employee less severe. Reducing the loss severity and injury severity should both be components of your safety program.

Providing first aid when an accident occurs may seem obvious. But frequently it‟s delayed, causing an injury to quickly worsen. An effective safety program should include clear procedures for providing medical treatment for injured workers. Employers in the manufacturing sector characteristically have supervised workforces. Supervisors and co-workers should be qualified to administer first aid. Additionally, procedures for securing medical treatment beyond first aid when an employee is injured should be included in the safety procedures for all employers. These procedures should be clearly posted for reference in all work environments. First aid kits must be completely stocked, up-to-date and clearly marked. First aid is not a substitute for medical treatment, but is critical initial step until medical treatment can be provided.

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